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WEBSITE DISCLAIMER
LEGAL NOTICES
WEB SITE AGREEMENT
PRIVACY STATEMENT
GENERAL INFORMATION :-
The http://www.nationalpaymentsystems.com/ Web Site (the
"Site") is an online information service provided
by National Payment Systems® (NPS®), subject to your compliance
with the terms and conditions set forth below. The information
provided on the site should not be considered complete and
should not be used in place of communication and consultation.
The information is believed to be correct as of the date presented.
However, neither National Payment Systems® nor any of its related
companies makes any representation or warranty as to the completeness
or accuracy of any of the information.
The reader assumes the entire risk of relying on the information.
PLEASE READ THIS DOCUMENT CAREFULLY
BEFORE ACCESSING OR USING THE SITE. BY ACCESSING OR USING
THE SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS
SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS
AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE SITE. NPS® MAY
MODIFY THIS AGREEMENT AT ANY TIME, AND SUCH MODIFICATIONS
SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED
AGREEMENT ON THE SITE. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY
TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS
OR USE OF THE SITE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE
OF THE MODIFIED AGREEMENT.
1. Copyright, Licenses and
Idea Submissions.
The entire contents of the Site are protected by international
copyright and trademark laws. The owner of the copyrights
and trademarks are National Payment Systems®, its affiliates
or other third party licensors. YOU MAY NOT MODIFY, COPY,
REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE,
IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS,
CODE AND/OR SOFTWARE. You may print and download portions
of material from the different areas of the Site solely for
your own non-commercial use provided that you agree not to
change or delete any copyright or proprietary notices from
the materials. You agree to grant to NPS® a non-exclusive,
royalty-free, worldwide, perpetual license, with the right
to sub-license, to reproduce, distribute, transmit, create
derivative works of, publicly display and publicly perform
any materials and other information (including, without limitation
copyright and trademark laws. The owner of the copyrights
and trademarks are National Payment Systems®, its affiliates
or other third party licensors. YOU MAY NOT MODIFY,
COPY, REPRODUCE, REPUBLISH, UPLOAD, POST, TRANSMIT, OR DISTRIBUTE,
IN ANY MANNER, THE MATERIAL ON THE SITE, INCLUDING TEXT, GRAPHICS,
CODE AND/OR SOFTWARE. You may print and download
portions of material from the different areas of the Site
solely for your own non-commercial use provided that you agree
not to change or delete any copyright or proprietary notices
from the materials.
TRADEMARKS :-
NPS®, NPSGLOBAL™ , CLEAREDCHECK™, NATIONALVERIFY™, NPS MERCHANT SERVICES®,
NPS® GLOBAL PAYMENT PROCESSING, NPS® INTERACTIVE and/or
any other names of National Payment Systems® or its publications,
products, content or services referenced herein or on the
Site are the exclusive trademarks or servicemarks of National
Payment Systems®. Other product and company names mentioned
in the Site may be the trademarks of their respective owners.
2. Use of the Site.
You understand that, except for information, products or
services clearly identified as being supplied by NATIONAL
PAYMENT SYSTEMS®, NPS® does not operate, control or endorse
any information, products or services on the Internet in any
way. Except for NPS®- identified information, products or services,
all information, products and services offered through the
Site or on the Internet generally are offered by third parties
that are not affiliated with NPS®. You also understand that
NPS® cannot and does not guarantee or warrant that files available
for downloading through the Site will be free of infection
or viruses, worms, Trojan horses or other code that manifest
contaminating or destructive properties. You are responsible
for implementing sufficient procedures and checkpoints to
satisfy your particular requirements for accuracy of data
input and output, and for maintaining a means external to
the Site for the reconstruction of any lost data.
You understand that, except for information, products or
services clearly identified as being supplied by NATIONAL
PAYMENT SYSTEMS®, NPS® does not operate, control or endorse
any information, products or services on the Internet in any
way. Except for NPS®- identified information, products or services,
all information, products and services offered through the
Site or on the Internet generally are offered by third parties
that are not affiliated with NPS®. You also understand that
NPS® cannot and does not guarantee or warrant that files available
for downloading through the Site will be free of infection
or viruses, worms, Trojan horses or other code that manifest
contaminating or destructive properties. You are responsible
for implementing sufficient procedures and checkpoints to
satisfy your particular requirements for accuracy of data
input and output, and for maintaining a means external to
the Site for the reconstruction of any lost data.
YOU ASSUME TOTAL RESPONSIBILITY AND
RISK FOR YOUR USE OF THE SITE AND THE INTERNET. NPS® PROVIDES
THE SITE AND RELATED INFORMATION "AS IS" AND DOES
NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS
OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES
OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF
MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH
REGARD TO THE SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE
PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY,
AND NPS® SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING
EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. IT
IS SOLELY YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY, COMPLETENESS
AND USEFULNESS OF ALL OPINIONS, ADVICE, SERVICES, MERCHANDISE
AND OTHER INFORMATION PROVIDED THROUGH THE SERVICE OR ON THE
INTERNET GENERALLY. NPS® DOES NOT WARRANT THAT THE SERVICE
WILL BE UNINTERRUPTED OR ERROR-FREE OR THAT DEFECTS IN THE
SERVICE WILL BE CORRECTED.
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LIMITATION OF LIABILITY
IN NO EVENT WILL NPS® BE LIABLE FOR (I) ANY INCIDENTAL, CONSEQUENTIAL,
OR INDIRECT DAMAGES (INCLUDING, BUT NOT LIMITED TO, DAMAGES
FOR LOSS OF PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS
OR INFORMATION, AND THE LIKE) ARISING OUT OF THE USE OF OR
INABILITY TO USE THE SERVICE, OR ANY INFORMATION, OR TRANSACTIONS
PROVIDED ON THE SERVICE, OR DOWNLOADED FROM THE SERVICE, OR
ANY DELAY OF SUCH INFORMATION OR SERVICE. EVEN IF NPS® OR ITS
AUTHORIZED REPRESENTATIVES HAVE BEEN ADVISED OF THE POSSIBILITY
OF SUCH DAMAGES, OR (II) ANY CLAIM ATTRIBUTABLE TO ERRORS,
OMISSIONS, OR OTHER INACCURACIES IN THE SERVICE AND/OR MATERIALS
OR INFORMATION DOWNLOADED THROUGH THE SERVICE. BECAUSE SOME
STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY
FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION
MAY NOT APPLY TO YOU. IN SUCH STATES, NPS®' LIABILITY IS LIMITED
TO THE GREATEST EXTENT PERMITTED BY LAW.
NPS® makes no representations whatsoever about any other web
site which you may access through this one or which may link
to this Site. When you access a non-NPS web site, please understand
that it is independent from NPS®, and that NPS® has no control
over the content on that web site. In addition, a link to
a NPS® web site does not mean that NPS® endorses or accepts
any responsibility for the content, or the use, of such web
site.
3. Indemnification.
You agree to indemnify, defend and hold harmless NPS®, its
officers, directors, employees, agents, licensors, suppliers
and any third party information providers to the Service from
and against all losses, expenses, damages and costs, including
reasonable attorneys' fees, resulting from any violation of
this Agreement (including negligent or wrongful conduct) by
you or any other person accessing the Service.
4. Third Party Rights.
The provisions of paragraphs 2 (Use of the Service), and
3 (Indemnification) are for the benefit of NPS® and its officers,
directors, employees, agents, licensors, suppliers, and any
third party information providers to the Service. Each of
these individuals or entities shall have the right to assert
and enforce those provisions directly against you on its own
behalf.
5.Term Termination.
This Agreement may be terminated by either party without
notice at any time for any reason. The provisions of paragraphs
1 (Copyright, Licenses and Idea Submissions), 2 (Use of the
Service), 3 (Indemnification), 4 Third Party Rights) and 6
(Miscellaneous) shall survive any termination of this Agreement.
6.Miscellaneous.
This Agreement shall all be governed and construed in accordance
with the laws of the State of Ohio applicable to agreements
made and to be performed in Ohio. You agree that any legal
action or proceeding between NPS® and you for any purpose concerning
this Agreement or the parties' obligations hereunder shall
be brought exclusively in a federal or state court of competent
jurisdiction sitting in Ohio, County of Franklin. Any cause
of action or claim you may have with respect to the Service
must be commenced within one (1) year after the claim or cause
of action arises or such claim or cause of action is barred.
NPS' failure to insist upon or enforce strict performance
of any provision of this Agreement shall not be construed
as a waiver of any provision or right. Neither the course
of conduct between the parties nor trade practice shall act
to modify any provision of this Agreement. NPS® may assign
its rights and duties under this Agreement to any party at
any time without notice to you.
Any rights not expressly granted herein are reserved.
LINKED INTERNET SITES
There may be links in this web site which will let you leave
NATIONAL PAYMENT SYSTEMS®'s website. Linked sites are not under
the control of NPS, and the content available on the internet
sites linked to this website do not necessarily reflect the
policy of NPS®. NPS® is providing these links to other internet
sites as a convenience to you, and access to any other internet
sites linked to this web site is at your own risk. NPS assumes
no responsibility for, or any obligation to monitor the content
of such linked internet sites. The inclusion of any link does
not mean recommendation or endorsement by NPS® of the linked
site.
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ONLINE PRIVACY STATEMENT
NATIONAL
PAYMENT SYSTEMS® will not share the nonpublic personal
information of current or former Clients or Customers of Clients
with non-affiliated third parties except in these cases:
As permitted by law. For example, providing information to
industry regulators, to law enforcement agencies, for fraud
prevention, to credit bureaus and to third parties that assist
us in processing applications and the transactions you originate
or authorize, and in sending statements to you.
With parties that assist NPS® in promoting our own products
and services. The companies with whom we contract to provide
you with financial products or services, either on our behalf,
or jointly with us, are each required to keep your nonpublic
personal information confidential, using it only to offer
you additional products or services. They are not authorized
to use this information for any other purpose.
In jointly marketing financial products with selected financial
institutions.
NPS® collects the following
information about Clients and Customers:
- Information provided on applications and other forms such
as name, address, social security number, employment status,
assets and income.
- Information about transactions with us, our affiliates
and others.
- Information gathered from consumer reporting agencies.
- Information from industry databases, researchers and marketing
data providers.
- Information from government agencies.
- Information from others about you regarding their relationship
with you such as a reference.
- NPSGLOBAL maintains policies and practices that protect
the security and confidentiality of our Clients and Customers
information.
The policies provide for:
- Access to Client and Customers records being restricted
to employees and agents who we determine need the information
in order to perform their job duties.
- Maintaining and protecting information through security-enhancing
software such as virus and intrusion protection software.
- Physical security at our buildings.
- Password protection on database access.
- Compliance audits.
- Employee training
- Backup and recovery procedures
If you have any questions about this privacy statement please
contact the National Payment Systems® President and Chief
Operating Officer at ceo@nationalpaymentsystems.com
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